Never share a code
One-time codes are for you alone. Nobody from Elvaris will ever ask you to read one out or forward it.
Security
Encryption, biometric sign-in, real-time monitoring and instant card controls work together so you can bank without worry.
Layers of protection
Balances, messages and card numbers are wrapped in 256-bit encryption, in transit and at rest. You see your money clearly. Anyone else sees noise.
Open the app with your face or fingerprint. Your biometric data stays on your phone, and a new device always needs a second check before it gets in.
Every card payment is checked against your usual patterns as it happens. If something looks off, we pause it and ask you before a cent moves.
Freeze a card in one tap, switch off online payments or set a daily limit. Changes apply the moment you make them, and undo just as fast.
Explore Elvaris cardsGet a notification for every payment, deposit and sign-in, so nothing happens on your account without you knowing about it.
Always on
Monitoring runs around the clock, real people answer fast and every card detail is encrypted.
Your part
We handle the heavy lifting. A few small habits on your side close the gaps that technology alone can't.
One-time codes are for you alone. Nobody from Elvaris will ever ask you to read one out or forward it.
Signing in with your face or fingerprint is faster than a passcode and much harder for anyone else to copy.
A notification for every payment and sign-in means anything unusual stands out the moment it happens.
Settings lists every device signed in to your account. Sign out anything you don't recognize in one tap.
Give each online store its own card number, then pause or delete it whenever you like without touching your physical card.
Elvaris will never ask for your password, passcode or codes by phone, email or text. If someone does, it isn't us.
Report a problem
If a payment looks unfamiliar or your card is missing, act fast. Two steps keep your money where it belongs.
Open the app and tap Freeze. It takes a second, and you can unfreeze just as fast if it turns out to be nothing.
Message us in the app or call. A real person replies 24/7, with a median reply time under 2 minutes.
We review every report, replace your card if needed and keep you updated at each step until it's resolved.
About deposit protection
Illustrative: Elvaris is not a bank, holds no deposits and is not FDIC-insured. A real bank would explain its deposit insurance here.
Read our disclosuresFAQ
How we protect your account, and what to do if something doesn't look right.
Contact supportIllustrative: Elvaris holds no deposits, so nothing here is insured. A real bank would explain its deposit insurance and coverage limits in this answer.
Every sign-in needs your face, fingerprint or passcode, and new devices need a second check by text or email. You can see every signed-in device in Settings and sign any of them out remotely.
Freeze it in the app right away, then order a free replacement. While the new card ships, a fresh virtual card is ready to use in seconds.
Never. We won't ask for your password, passcode or one-time codes by phone, email or text. If someone does, it isn't us. Hang up and message us from the app.
We compare each card payment with how you normally spend: where, how much and how often. If something doesn't fit, we pause it and send you an alert to approve or decline it.
No. We use your data to run your account and keep it safe, and nothing else. Our privacy policy explains exactly what we collect and why.
Open an account in minutes, with every layer of protection switched on from day one.